Stati Uniti Domande di mutuo

Ultima pubblicazione

dic 05, 2025

Attuale

4.8

Unità in

-1.4

Frequenza

Settimanale

Prossima pubblicazione

dic 17, 2025

Orario di pubblicazione

5 giorni 10 ore

Il più alto	Il più basso	Media	Intervallo date	Fonte
112.1 nov 2008	-40.5 gen 1993	0.59 %	1990-2025	Mortgage Bankers Association of America

Le applicazioni ipotecarie misurano il cambiamento nel numero di nuove richieste di mutui ipotecari sostenute dall'associazione dei banchieri ipotecari durante la settimana segnalata. Le domande di mutuo comprendono sia il rifinanziamento che l'acquisto di abitazioni.

Ultimi aggiornamenti

The volume of mortgage applications in the US rose 4.8% in the first week of December compared with the previous week, rebounding from a three-month low, according to data from the Mortgage Bankers Association (MBA). Applications to refinance a home loan surged 14.3% from the prior week and were 88% higher than the same week last year. The refinance share of total mortgage activity rose to 58.2% from 53.0% the previous week. Demand for Federal Housing Administration (FHA) refinances jumped 24% as the FHA 30-year fixed-rate fell to 6.08%, the lowest level since September 2024. In contrast, the average rate for 30-year fixed-rate mortgages with conforming loan balances ($806,500 or less) edged up slightly to 6.33% from 6.32%. Meanwhile, applications for mortgages to purchase a home declined 2.4% for the week but remained 19% higher than a year ago, with potential buyers also turning to FHA loans for additional savings.